FNA Wizard 3

1. Personal Information

Name

Current Age

Retirement Age

Marital Status

Number of Dependents

The system will estimate education costs based on the average for a 4-year college degree.

2. Increase Cash Flow

Monthly Income (Net) (auto/override)

Spouse Monthly Net Income

Monthly Expenses (Sum) (auto/override)

Current Monthly Savings ($)

Estimated Retirement Income/Month ($)

Auto-calculated from your monthly expenses, grown by 3.5% yearly until retirement,
then reduced by 30% for Social Security.

Enable Detailed Cash Flow & Discretionary Income

Detailed Cash Flow & Discretionary Income

Your Income

Gross Amount Paid (Monthly)

Federal Tax Withholding

State Tax Withholding

Local Tax Withholding

Other Taxes & Withholding

FICA

Medicare

Insurance & Benefits

Company Retirement Savings

Spouse's Income (Optional)

Gross Amount Paid (Monthly)

Federal Tax Withholding

State Tax Withholding

Local Tax Withholding

Other Taxes & Withholding

FICA

Medicare

Insurance & Benefits

Company Retirement Savings

Other Income (Monthly)

Other Income

Detailed Monthly Expenses (Optional)

Mortgage / House Payment

Auto Payments (total)

Credit Card Payments

Utilities (Electric, Gas, Water, Cable, Phone, Internet)

Food & General Expenses

Insurance (Auto, Life, Health, Home, etc.)

Maintenance, Medical, Childcare, Travel, etc.

Estimated Discretionary Income

3. Debt Management

Mortgage Debt ($)

Credit Card Debt ($)

Auto Loan Debt ($)

Student Loan Debt ($)

4. Emergency Fund

Current Emergency Fund ($)

Emergency Fund Calculation

5. Proper Protection (DIME)

Debt + (Income Replacement) + Mortgage + Education

Existing Life Insurance ($, You)

Existing Life Insurance ($, Spouse)

Total Debt (D) - auto from Step 3

Annual Income ($) - auto from Step 2 (You)

Annual Income ($, Spouse) - auto from Step 2

Income Years (I)

Mortgage (M) - auto from Step 3

Education (E) - Based on avg. 4-year college cost times # of dependents

6. Build Wealth

401(k) Balance ($, grows ~7%)

IRA Balance ($, grows ~7%)

Brokerage/Stocks ($, grows ~7%)

Bank Balance ($, grows ~1%)

7. Preserve Wealth

Do you have a Will/Trust? (Yes/No)

Financial Planning Wizard

Step-by-Step Wizard